Global Vision, Local Wisdom
Global Vision, Local Wisdom
The Quarter 4 - 2018 edition of Bandwagon provided a high level overview of the 2019 budget changes and illustrated the impact, for different levels of taxable income, of the changes in the phasing out of personal allowances between 2018 and 2019. These changes come into effect from the 2019 tax year and anyone with taxable income of £100,000 pa or more will be affected, to some extent, by the tapering of the tax relief.
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In the Quarter 4 2017 edition of Bandwagon we looked at the implications of the significant reduction in the discount rate used for damages claims in UK Courts, from 2.5%pa to -0.75%pa (a change of 3.25% which pushed up compensation claims substantially). The subsequent insurance industry challenge to this material change has resulted in reforms introduced by the Civil Liability Act 2018.
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Since the signing of the Paris climate change agreement in 2015 we have been encouraged to be more aware of the way we treat the environment and protect the world for future generations. Social investment is one way in which we may be able to make adequate retirement provision whilst also contributing to positive changes both in our community and throughout the world.
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BWCI is delighted to be able to announce that it is teaming up with the Guernsey Symphony Orchestra (GSO) as part of its ongoing support for music in the community.
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BWCI have reaffirmed their support for the prestigious Guernsey Football Association’s Mini Soccer Festival for the next three years.
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