Michelle is a Partner in the Pensions Consultancy Team. She is also the editor of the Group’s newsletter Bandwagon.

She advises a range of Channel Islands, Isle of Man and international clients on employee benefit issues, including funding valuations, regulatory compliance and project management. She is also a key member of the Actuarial Opinions Team, specialising in calculating life interests in properties and trust structures, as well as the actuarial aspects of personal injury claims in the Channel Islands. She has provided a number of expert witness reports covering the application of the Ogden Tables in a Channel Islands context, including the valuation of loss of earnings and pension rights and the valuation of long-term care costs.

Michelle became a Partner of the Group in 2003, and has been with the Group since 1986, qualifying as a Fellow of the Institute of Actuaries in 1991. In 2016 Michelle completed the Pensions Management Institutes (PMI) Certificate in DC Governance.